Monthly Savings - Shubha Saving & Credit Cooperative Ltd

आजको बचत बुढेसकालको सहारा भन्ने मूल सोचको साथ आफ्नो आम्दानीबाट हरेक महिना सस्न्थामा उपस्थित भई अनिवार्य हरेक महिना रु १०० देखि रु २००० सम्म बचत गर्ने योजना नै मासिक बचत हो | यो संस्थाको सदस्य भएपछी अनिवार्य रुपमा बचत गर्नु पर्दछ |

With the guiding principle of "Today's Savings, Tomorrow's Security in Old Age," the Monthly Savings Scheme encourages members to save regularly from their monthly income. Under this scheme, every member is required to visit the cooperative and deposit a mandatory monthly savings amount ranging from NPR 100 to NPR 2,000.

Participation in this savings scheme is compulsory for all members upon obtaining membership in the cooperative. The scheme aims to develop the habit of regular saving, promote financial discipline, and help members build a secure financial foundation for their future.

उपलब्ध ब्याज दरहरूAvailable Interest Rates

६.७५% 6.75%

प्रतिवर्षper annum

रू १०० – २००० NPR 100 – 2,000 उम्मेर ६० बर्ष पुरा हुनु पर्ने Age 60 years old

६.७५% 6.75%

प्रतिवर्षper annum

रू १०० – २००० NPR 100 – 2,000 उम्मेर ६० बर्ष age 60 years

* सदस्यहरूमा नियमित रूपमा बचत गर्ने बानीको विकास गर्ने। * सदस्यहरूलाई बचतमार्फत समृद्ध बनाउने। * अप्ठ्यारो समयका लागि आवश्यक रकमको जोहो गर्न सक्ने क्षमता विकास गर्ने। * भविष्यमा सदस्यहरूलाई वित्तीय सुरक्षा प्रदान गर्ने। * सबै सदस्यहरूले मासिक रूपमा नियमित जम्मा गर्नुपर्ने। * संस्थाले तोकेको न्यूनतम दरमा जम्मा गर्नुपर्ने। * न्यूनतम रु. १००।– मा खाता खोल्न सकिने। * ६० वर्ष उमेर नाघेका सदस्यहरूलाई अनिवार्य नहुने। * दैनिक मौज्दातमा ब्याज गणना हुने। * त्रैमासिक/अर्धवार्षिक रूपमा ब्याज पूँजीकरण गरिने। * पछिल्ला ६ महिनासम्मको समेत अग्रिम बचत गर्न सकिने। * निश्चित अवधि, आकस्मिक अवस्था तथा सदस्य परित्याग गरेमा झिक्न सकिने। * बचतको अवधि सदस्यता कायम रहेसम्म रहने। * Develop the habit of regular savings among members. * Help members achieve financial prosperity through savings. * Develop the capacity to arrange necessary funds during difficult times. * Provide financial security to members for the future. **Features:** * All members are required to make regular monthly deposits. * Deposits must be made according to the minimum amount set by the cooperative. * An account can be opened with a minimum deposit of **NPR 100**. * The scheme is not mandatory for members above **60 years of age**. * Interest is calculated on the daily balance. * Interest is capitalized on a **quarterly/half-yearly** basis. * Members may make advance savings for up to the next **six months**. * Withdrawals are allowed in case of completion of the specified period, emergencies, or termination of membership. * The savings account remains active as long as the membership remains valid.

मासिक बचत Monthly Savings

उपलब्ध ब्याज दरहरूAvailable Interest Rates